| ✅ Real Deal | ❌ Red Flag | | --- | --- | | Email from @myutsav.com or @funcom.in | Gmail/Yahoo address pretending to be My Utsav | | No request for OTP/bank password | Asks you to “verify payment” again | | Directs to myutsav.com or trusted partner site | Link goes to a misspelled URL (e.g., my-utsav-secure.com ) | | No urgent threats (“Your account will close”) | Creates false urgency with bad grammar |
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