The landscape of digital payments is evolving faster than ever. As platforms like continue to innovate, the lessons from the transition have reshaped how we look at payment capture Why it matters: Resilience:
But when SVB collapsed on a Friday, those pending "captures" were in limbo. Funds had been authorized but not yet settled. Merchants realized that if they could before the FDIC locked the bank accounts, they might recover some liquidity. paypalcapturesvb exclusive
: A temporary hold on funds to ensure a buyer has the money before a merchant ships a product. The landscape of digital payments is evolving faster